The latest top reads in banking, fintech, payments, cybersecurity, AI, IoT, risk management and much more In this weeks selection; Top Reads The Merging Of Human And Machine. Two Frontiers Of Emerging Technologies Banks' pandemic-era flexibility reaches its pivot point Are Consumers Ready for a World Without Bank Branches? Here's What to Know Basel suggests strictest risk weighting for crypto Gig economy workers gravitating to faster pay Morgan Stanley, Bank of America CEOs break relative silence on office returns The Biggest Business Risks Around the World in 2021 How payments became a magnet for money Mastercard faces pushback over executive pay Overlap concerns grow as more federal cyber officials join the ranks CFOs rethinking cost savings of just-in-time supply chains JPMorgan to buy robo-adviser Nutmeg to bolster UK footprint Visa pilots US merchant phone-tap system CFOs rethinking cost savings of just-in-time supply chainsFrom our Blog What are today's biggest business risks? ESG - What is next and what do you need to do? Who is going to win the digital money competition?

It's no secret that artificial intelligence (AI) is already changing the way we deal with money, and it has the potential to revolutionize banking as we know it. AI is already a common tool used for some up-and-coming fintechs, whether that's a robo-advisor or an automated-savings tool. Traditional banks are also recognizing its potential to offer a more personalized service for customers amid branch closures -- HSBC and Wells Fargo offer an AI experience that mimics a real-life assistant. However, while there's certainly an interest in and understanding of the technology's potential, the process so far has been slow, complex and difficult. Banks wishing to adopt AI to make a real change are faced with regulation, risk management and limitations within their own organizations.